Compare accounting software

How Cheery Books compares to the big names.

QuickBooks Online, Xero, FreshBooks, Wave, Zoho Books and Sage 50, side by side: prices, users, limits and what you get for accountants.

All prices: official US pricing pages, checked November 3, 2026, before introductory discounts.

Side by side

Seven apps, one honest table.

Monthly list prices in USD. Scroll sideways on a phone.

Cheery BooksQuickBooks OnlineXeroFreshBooksWaveZoho BooksSage 50
Free plan—Yes (2 invoices a month)——StarterUp to $50K revenue—
Entry paid plan$19$38$27$23$19$20 ($15 yearly)$132.17
Middle plan$39$85$59$43—$50$182.50
Top listed plan$129$340$97$70$19 (Pro)$275$271.17
Users on the entry plan11Unlimited1 (+$11 each)Owner31
Entry-plan limitsNone on invoices1 user20 invoices, 5 bills a month5 billable clientsBank feeds need Pro5,000 invoices a year1-year commitment
Free trial30 days30 days1 month30 daysFree plan14 daysNo trial
Online forms & bookingsLead form—————
PayrollCalculations onlyAdd-onGusto add-onAdd-on $40/moAdd-on $40/moSeparate productAdd-on
Published partner discount30–40%30% (existing)Not publishedNot published—Not published—

Sources: quickbooks.intuit.com/pricing, xero.com/us/pricing-plans, freshbooks.com/pricing, waveapps.com/pricing, zoho.com/us/books/pricing, sage.com/en-us/products/sage-50/pricing, checked November 3, 2026. Sage's US cloud product, Sage Accounting, was retired at the end of 2024. “—” means not offered or not published. All names are trademarks of their owners; Cheery Books is not affiliated with any of them.

In fairness

Who might be a better fit elsewhere.

  • Need a free plan? — Wave and Zoho Books have free plans; Cheery Books starts at $19.
  • Need lots of users on a budget? — Xero includes unlimited users on every plan.
  • Need payroll that files taxes? — QuickBooks, Xero (via Gusto), FreshBooks and Wave sell full-service payroll; Cheery Books only calculates and records pay runs.
  • Billing hourly clients only? — FreshBooks is built around invoicing and time for service businesses.

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